I have (and have had for many years) a Visa & Mastercard with Bank of America, and will go on record that they are the BEST I've ever dealt with for credit cards. I get the bill the same day for both. I mail them back on the same day (this month, on the 7th) and I pay each in full each month. [Aside: I stopped using money when I retired & switched to using just the Visa/Mastercard where ever possible. I likely have enough money in my wallet to buy lunch.] Well, this month the Visa payment arrived on the 9th but as of today the M/C bill had yet to arrive. Sunday penalties & interest would be added if the bill was unpaid. So I phoned BOA this morning & had them debit my checking account for the amount of the bill (about $500) No Problem. This afternoon I logged into my BOA account and the payment I mailed on the 7th arrived TODAY!!!!!!!!!!!
So I called BOA back & they tell me nothing can be done before tomorrow (after today's transactions have been processed.) Then they can refund one of the payments!
The story of my life! SHEESH!
At least they will refund you, I got a refund after paying my Chase credit card (I do the same thing, pay off in full each month)mickey wrote:I have (and have had for many years) a Visa & Mastercard with Bank of America, and will go on record that they are the BEST I've ever dealt with for credit cards. I get the bill the same day for both. I mail them back on the same day (this month, on the 7th) and I pay each in full each month. [Aside: I stopped using money when I retired & switched to using just the Visa/Mastercard where ever possible. I likely have enough money in my wallet to buy lunch.] Well, this month the Visa payment arrived on the 9th but as of today the M/C bill had yet to arrive. Sunday penalties & interest would be added if the bill was unpaid. So I phoned BOA this morning & had them debit my checking account for the amount of the bill (about $500) No Problem. This afternoon I logged into my BOA account and the payment I mailed on the 7th arrived TODAY!!!!!!!!!!!
So I called BOA back & they tell me nothing can be done before tomorrow (after today's transactions have been processed.) Then they can refund one of the payments!
I just had a negative balance on the card until I finally found a reason to use it...
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10 years, 2 months, and 8 days of blissful ignorance ruined by that snake in the grass Major Tom.
- redman
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I did the same thing after I was disabled and had to retire @mickey I seldom have more than $20 in cash it also helps out not to have much cash when the grandkids stop by. Those little guy's sure do know how to get in papaw's wallet.